Hello everyone!
I started this blog as a way of keeping any interested parties up to date on our new house activities. I don't know that anything on here will ever be particularly earth-shattering, but whether there are readers or not, it will still be nice to have a place to keep track of our journey into home-ownership.
Along the top of the blog there are tabs that will someday have appropriate posts and links to fill their pages. In the mean time, they are blank canvases. Not much to see there.
I suppose the best thing to do now is to start at the beginning. (Sorry in advance for the long post. They won't all be as verbose).
Last year I became especially whiny about living in the apartment. It wasn't that the apartment was particularly bad, it was actually really nice as far as apartments go, it was more that I'm not really suited to apartment living. I don't like it. Add to that our apartment faced a line of trees similar to the
Redwood National Forest which blocked out the sun so it was always dark regardless of the time or cloud cover.
John and I had talked about buying a home after the wedding but had mostly fantasized about what we would like to have and then watched a lot of House Hunters on TV. After roughly 6 months of this, I decided I wanted a house. I didn't care about granite counter tops or hardwood floors, I just wanted a yard and a driveway and my own walls. Oh, also chickens. And maybe goats.
Clearly, I wanted to be a farmer. The kind that doesn't wear denim overalls.
Anyways, in January we started putting money away. We were in an interesting situation at the time. I was working as a Long-Term Substitute in a local school district (where I had been on and off for nearly two years) but was not
technically permanently
employed. Buying a house in this economy sans permanent employment is not the usual definition of sane. But I am nothing if not persistent, so we saved pennies. And dollars. And all other forms of acceptable currency.
By the end of summer we were going to open houses, and in the beginning of the school year we attended an open house that really got the ball rolling. We stopped off to look at a really cute three bedroom/one and a half bathroom (or in listing lingo: 3br/1.5ba) on one acre in Parkesburg. The house was adorable, but wasn't for us. However, the realtor that greeted us was spot on.
Bill McCormick was friendly and outgoing and we got a great vibe from him from the get go. He was also relentless, which sounds bad, but is definitely good (especially for a couple of timid, first time homebuyers). He took on our crazy wishlist (1 acre or more and less than $230k in Chester County) and assembled a list. If you need a realtor, he's your guy. We looked at something like 20 houses, including split levels, a weird house from 1850, one with a room that had wallpaper the same shade of burgundy as the carpet, a very small house, one that went under contract while we stood in it, and a lot of houses in the middle. We only happened to look at our final pick on a whim.
We loved the house from the start, but it was listed at the very tip top of our price range. Remember the 6 months we spent watching HGTV? This is where that came in really handy. This colonial style house has 4 bedrooms (including a master suite) 2.5ba, and a great floorplan downstairs that includes a kitchen, living room and a formal dining room. We were in love. AND it came on 1.5 acres. But it was expensive, and there was no granite. (Just kidding about the last bit).
Then the price dropped... and again... and again... (all the way to the generous price of $225k) So we went back for a second look. The house was in good shape since it was only built in 1998, but had had no real upkeep (oh, we had no idea how much upkeep it was lacking... more on that later). After a lot of talking and fantasizing, Bill finally broached the topic of making an offer. We counted all of our pennies and decided we could do it.
I haven't mentioned any of the financial stuff because its really complicated. You should just trust that I know everything about it now. Thanks to Greg Mason, the finance guy! He should really be a superhero. We officially put in an offer on October 6th (less than the list and keeping the appliances) and crossed our fingers.
They accepted it on the first try! Let me say that again. THE FIRST TRY. No negotiating, no games, just thanks and see ya! Those of you that enjoy HGTV know how great this is. Or I guess those of you who have gone through this process (remember its new to me).
Settlement was set for Monday, December 10th and for the next two months Bill and Greg became my new best friends. There is nothing that Greg does not know about me, my history or my bank account, and Bill and I got close enough via phone calls that it was more like calling an old friend ("Hey, its me!") than a business relationship.
I'm going to pause a second and fill you in on some important life events here for the rest of the story to make sense. Remember my LTS job? Well 10 days after we put in the offer the teacher I was subbing for officially resigned, later in that time frame I interviewed for the job and was recommended for the position pending board approval (a meeting that would happen December 18th). Also, I'm a music teacher, so December is complete insanity as it is. I have elementary kids that I drag around the community to sing and perform no less than 6 times throughout the month. December 10th (settlement) was also a concert date. I work an hour from the settlement area. Also, I was heading to Chicago for the
Midwest Band and Orchestra Clinic from the 19th-22nd. Not expert timing, but we made the plans in June at which point the housing thing was still a vague fantasy.
So settlement. We ended up getting postponed (whew, relief!) to the 21st (Noooooo... Remember? Chicago? Terrible.). Long story short, I went to Chicago, bought a one way ticket back for a day early and in day old clothes, unshowered hair, 3 hours of sleep, and 5 hours of travel, I grabbed a u-haul and met John in time to get to our walk through.
The walk through went swimmingly, so we headed to settlement! We signed the papers, acquired keys, and just as soon as it had started, it was finished.
WE OWN A HOUSE. Like, we OWN it. Its ours. We could have fuchsia walls or orange carpet and nobody could say anything . John could play Halo with the volume all the way up and it wouldn't matter. YAYYY!!!!!!!
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We own this! |
The troops were notified and moving day was set for the next day.
To be continued....